Build with Acquirer Flow

const payment = await flow.payments.create({
  amount: 2000,
  currency: 'usd',
  paymentMethod: {
    type: 'card',
    card: {
      number: '4242424242424242',
      expMonth: 12,
      expYear: 2025,
      cvc: '123'
    }
  },
  routing: {
    strategy: 'cost_optimized', // or 'success_rate', 'latency'
    fallback: true
  }
});

console.log(payment.id); // pm_abc123