Why build when you can integrate?
Building payment infrastructure in-house takes 12+ months and $500K+. We've already done the hard work.
The Real Cost of Building In-House
These aren't estimates—they're based on real data from companies who built their own systems
Time to production
Development costs
Team size needed
Code to maintain
Capability
Acquirer Flow
Building In-House
Time to Production
2-4 weeks
12-18 months
Initial Cost
$99-299/mo
$500K+
Ongoing Maintenance
Included
$200K+/year
Integration Time (per acquirer)
Minutes
Months
PCI Compliance
Level 1 certified
You handle it
Intelligent Routing
AI-powered
Build from scratch
Analytics Dashboard
Built-in
Build from scratch
24/7 Support
Included
You staff it
Updates & New Features
Automatic
You build them
Scalability
Automatic
You manage it
Hidden Costs of Building In-House
Opportunity Cost
Your engineering team could be building revenue-generating features instead of payment infrastructure
Compliance & Security
PCI DSS Level 1 certification costs $50K+ annually and requires ongoing audits
Technical Debt
Payment systems become legacy code quickly, requiring constant refactoring and updates
Scaling Challenges
As you grow, your homegrown system will need expensive rewrites to handle volume